Housing Affordability Dashboard

Explore housing costs relative to median income across different cities

Housing Affordability by City

Affordability Over Time

Key Statistics

Most Affordable

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Least Affordable

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National Average

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Affordable Cities

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Understanding Housing Affordability

Price-to-Income Ratio

The ratio of median home price to median household income. A ratio above 5 is generally considered unaffordable.

Monthly Payment

Percentage of median income needed for monthly housing payments (including taxes and insurance).

Down Payment Savings

Number of years needed to save for a 20% down payment, assuming 10% of income is saved annually.